The „German way” contract.
The purpose it serves is not so much to cheat the car buyer – its aim is to avoid the responsibility for the car and to evade taxes. Unfortunately, it may be a source of big troubles. The „German way” is a sale contract between the Polish buyer and the last car owner in Germany which figures in the German documents – registration book and so called big brief.
Obviously, the German citizen is completely unaware he’s signing some kind of a contract with some Polish buyer – his personal details are used only to avoid the dealer’s responsibility for the car (if some inconvenient facts about the car’s history come up) or to evade taxes. During car’s registration in Poland nobody will pay attention to such fake agreements because no office is responsible for its inspection.
Troubles may occur later in the event of an accident or car theft. In such case the insurance company may check the agreement – they sometimes happen to get in contact with the German citizens who appear in the transaction documents. If they deny having sold the car to the person who got it stolen – the Polish insurer may refuse to pay the compensation. We have heard of such cases.
DO NOT GET TRICKED, DO NOT BUY ON YOUR OWN.
Post-accident cars or cars from England. It’s a true plague.
If you have a lot of free time, go and see the Polish-German border crossing in Świecko or Zgorzelec. Check the number of carriages entering Poland and notice what kind of cars they are transporting. It’s hard to imagine how many of those cars have been hit. Carriages that enter Poland are not only from Germany, but also Belgium, France or Switzerland where such cars can be bought a really attractive prices.
Recently, in Gliwice, there was an offer of Audi A4 B6 1,8 T quattro for 21k PLN! We found the exact same car at a post-accident acution in Germany for 500 euro! It was sold as an accident-free vehicle.
They get their second childhood in Poland. They go to car workshops where they are „repaired” but much more often just pimped and then they end up at Allegro, Gratka, Otomoto, OLX, where they find their new owners looking for low prices.
Somebody wise said once that you can get something fast, cheap and good but unfortunately you can get it mostly on ad portals where you can find a lot of naive customers.
DO NOT GET TRICKED, DO NOT BUY ON YOUR OWN.
Unsettled VAT. A completely new level of a sophisticated fraud.
The way to do it is to buy a car in Germany at a net price, without VAT (its rate in Germany is 19%). Such transactions are possible under so called intra-community acquisition of goods – a Polish company is allowed to buy a car from a German one without paying the VAT in Germany and being obliged to pay it in Poland.
Conmen buy cars in Germany at a net price. They use fake companies and, obviously, never settle the VAT in Poland. Then they can sell these cars in two ways: either by a „German contract” or by so called VAT-margin invoice*. Such offers can be looked through thanks to the fact that they are often lower by about 20 percent so thay seem to be a lucky strike. The 20% difference is the result of the unsettled VAT.
German and Polish financial services are getting more and more cooperative with each other and more and more often it happens that such cars are tracked down in Poland: starting with the German seller (who sold the car at a net price), going through a chain of middlemen (who commit fraud), finally getting to the Polish buyer who, in the end, suffers the most. Somebody has to pay the VAT and in such situations it has to be the them. Not only have they to pay the VAT, but also the interest rate and court fees.
And the car? Very often it has to be kept by the Tax Office as an evidence in non-compliance proceedings.
DO NOT GET TRICKED, DO NOT BUY ON YOUR OWN
What questions should you ask yourself before choosing an ideal car?
Are you planning to buy a car? Do you want to make your dream come true or maybe getting from point A to point B is enough for you? One thing is certain – if you want to choose the perfect car, then a few questions we have come up with will help you a lot.
What is my budget?
It is well known that the larger the budget the greater choice of models, brands and equipment options you will have. Setting the upper limit of your budget may be a good idea, so that your dream car doesn’t make you go bakrupt. Decide whether you prefer an older vehicle, but with better equipment, or maybe a newer model, but with a basic package. The following price classification with regard to brands will be of great help to you.
We have several price brackets at our disposal:
- cheap cars – e.g.: Aixam, Dacia, FSO, Daewoo, Łada
- popular cars – e.g.: Volkswagen, Opel, Suzuki, Honda,Toyota,FIAT, Chevrolet, Ford, Škoda, Citroën, Renault, Peugeot, Kia, Hyundai. SEAT,
- luxury cars – e.g.: Alfa Romeo, Audi, BMW, Mercedes-Benz, Acura, Lexus, Land Rover, Jaguar,Lancia, Lincoln, Cadillac, Buick, Volvo
- superluxury cars – e.g.: Maybach, Rolls-Royce, Bentley,
- sports cars – e.g.: Porsche, Maserati, Aston Martin, Lotus,
- supercars – e.g.: Ferrari, Lamborghini, Bugatti, McLaren Ltd, Koenigsegg
What do I need the car for?
Do you commute? Do you need a second car or maybe a for-fun Sunday vehicle? Here are the most common types of bodywork and thus their application:
- urban cars (mini, segment A) – cars designed for urban driving; characterized by small size and low exploitation costs. They’re not useful for out-of-town routes.
- small cars (segment B) – they offer more seats than segment A cars and they have a practical trunk. It allows you to use them outside of town. They’re often used as „another city car” in the family.
- compact cars (lower-medium class, segment C) – medium-sized cars designed for city and out-of-town driving. They offer space for five adults and contain a trunk.
- medium class cars (family cars, segment D) – providing comfortable conditions for five adults (with luggage) on longer distances.
- upper-medium class cars (segment E) – large, comfortable and well-equipped cars designed not only for families but also as a representative limousines for companies.
- luxury cars (segment F) – limousines with the highest level of equipment and best (often largest) engines.
- sports cars – (segment G) – this class is comprised of a very large group of vehicles. Standard cars in this class include two- or three-door coupé.
- cabriolets (segment H) – cars with folding roof (hard or soft) or even witohout roof at all.
- off-road cars (segment I) – cars enabling you to off-road driving.
- SUVs – large, luxury cars resembling off-road vehicles.
- cross-overs – SUV-like cars associated with segment C. Boosted cars with the kombi type of bodywork.
- vans (segment K) – spacious cars capable of taking five adults with a large luggage.
How many kilometers do I intend to make?
Supplementary question. What is your monthly maintenance budget? This is a particularly important question that will allow you to calculate your monthly costs. After selecting the model and the age of the car it is worth checking real combustion (based on users opinion) on Autocentrum portal. Calculate how many kilometres you will make per month. Add another 20% so that the total amount doesn’t surprise you. Multiply the number of kilometres by the number of liters you car burns and then multiply it by the current fuel price.
City or out-of-town driving?
Once you’ve gotten the answer to this question, you know whether to look for a diesel or petrol engine.
The general rule is that the diesel engine is more economical. It’s true but only in part. In fact, diesel burns less when used on longer distances, on route. So when does the route starts? Basically, when the engine is heated up to about 90 degrees and we’re moving at a steady speed and when the revs are stable.
The maintenance costs of diesel are higher. It’s simply a matter of more advanced parts used in that kind of engine. So if you are driving while the engine is cold, on short distances, it is undoubtedly better to choose the petrol engine. Do you need detailed calculations? Check this link and find out which type of engine will be the most profitable for your needs.
If you find the answers to the above questions, it will become obvious which car you should select. If you still have doubts about your choice, we invite you to free consultations with our specialists (click).